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Virginia considering regulating car title loans (Richmond Times-Dispatch) (low cost payday loan)
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Virginia is considering putting the brakes on the repo man, but theres disagreement on how to do it. A General Assembly panel yesterday opened hearings on a possible clampdown on car-title loans, under which borrowersoften with poor credit historiesuse their cars as collateral and lose them if they fail to repay. The industry, which typically charges 300 percent to 350 percent in annual ...


Payday loan users say they have no options, study says (Lexington Herald-Leader)

FRANKFORT A survey of low-income families in nine Kentucky counties showed that many turned to payday lenders because they couldnt access traditional loans or other banking services.


A look at the proposed consumer financial watchdog (AP via Yahoo! Finance)

A look at Obama's proposal to create a Consumer Financial Protection Agency: --The agency would oversee products used by consumers such as mortgages, credit cards, payday loans and terms on savings accounts.
 
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